3Q 2008 Investment Perspectives

October 15, 2008

During these challenging times, we compiled our third quarter Investment Perspectives Newsletter to offer perspective and analysis on the market, asset classes, and issues important to our client portfolios.

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The opinions expressed herein are those of Marquette Associates, Inc. (“Marquette”), and are subject to change without notice. This material is not financial advice or an offer to purchase or sell any product. Marquette reserves the right to modify its current investment strategies and techniques based on changing market dynamics or client needs.

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